About Electronic Payments Of California

Electronic Payments Of California

  • Toll Free - 1-844-EPI-CALI
  • Central Valley Office - 1-209-652-4652
  • San Francisco Office - 1-415-659-6869
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Electronic Payments of California has the most current and up-to-date technology to go along with it’s old school, white glove service model. We are hands on and strive to make processing and payments an easy road for you to travel with your business. Since 2000, Electronic Payments of California has been serving merchant in both Northern and Southern California.   Powered by industry-leader Electronic Payments, Inc. (EPI), Electronic Payments of California  puts its main focus directly on local California business. Our merchants range from Restaurant and Retail establishments to eCommerce, automotive businesses, and everything in between.  In our experience, it is vital for business owners to have someone local they can reach out to for support on a face to face basis as well as over the phone. This local face-to-face customer service is what Electronic Payments of California prides itself on. 

Two Offices to serve you:

San Francisco Office serving the entire Bay Area

Four Embarcadero Center  San Francisco, CA 94111

Central Valley Office service the entire Central Valley

2467 Veneto Ln. Tracy, CA 95377

Our franchise director, Nick Osborn – industry veteran and Certified Payments Professional – is committed to the payments industry.  Helping California merchants to lower processing fees and delivering bar none, the best customer service and support with world class point of sale solutions.  Our office has several local Relationship Managers on staff to consult with merchants about payment processing needs.

      Electronic Transactions                          Association

Relationship Managers in our office have studied payments industry courses which cover everything from wholesale pricing and business ethics to equipment installations. They are dedicated to helping local businesses, putting value into customer service which creates trust and builds long term business relationships.

With our unrivaled customer service, 24/7 technical support and low cost guarantees on the most innovative products, services and equipment, we fulfill all transaction and processing needs.

Electronic Payments  of California enables merchants to process all major credit cards, Debit/ATM cards, fleet cards (Wright Express®, Voyager®, FuelMan®), gift cards, and EBT state and government cards through any processing system.

Whether your business is retail, restaurant, petroleum, hotel/lodging, e-commerce, multiple or single locations, we are committed to providing the best processing solutions to grow, expand and successfully manage your business. We know payments!

We maintain the highest standards in customer service and technical support. In fact, our trademark is our unique in-house approach to the entire merchant service process. We are one of the few payment processors today that offer a dedicated 24/7 help desk staffed by in-house employees as opposed to sub-contracted third-party vendors. Our knowledgeable and dedicated support staff can handle any merchant inquiry quickly and effectively. By committing our resources to develop high-level customer service and tech support teams, we ensure your continued success.

When choosing a payment processing partner, we understand that it is essential to select one that is agile as well as stable. Electronic Payments is the first payment processing company to be featured on the Inc. 500/5000 list of fastest-growing privately held companies in the United States for five consecutive years and on the Deloitte & Touche LLP’s Technology Fast 500 for three years consecutively.


We can have your business up and running and saving in 3 easy steps.

Step 1: Contact us and Pick a Program.

Step 2: Fill out an application, pick a device to use.

Step 3: Start processing! Start Saving!!

4 Programs to choose from! All month to month agreements. 

Cash Discounting! This program Eliminates processing fees!

Reverse Cash Discounting! This program Eliminates processing fees!

Surcharging! This program greatly reduces fees by 40-90%

Interchange Plus! This program passes through wholesale rates for industry low pricing.

For any of your processing questions, comments or concerns, please don’t hesitate to reach out to us. We are here to answer all of your questions.

We offer custom rate analysis for all potential and existing merchants. This includes a side by side, apples to apples comparison of your current pricing  to show you real differences we can make for your business. Lowering your fees in turn raises your profit and cash flow. We are here to help! Give us a call today to setup an appointment with a local relationship manager that will be dispatched out to your place of business for consult. See you soon!

Contact Electronic Payments Of California Today at 1-844-EPI-CALI